Insuring the Vehicle

Protect your investment in the GM vehicle with comprehensive and collision insurance coverage.

There are significant differences in the quality of coverage afforded by various insurance policy terms.

Many insurance policies provide reduced protection to the GM vehicle by limiting compensation for damage repairs by using aftermarket collision parts. Some insurance companies will not specify aftermarket collision parts.

When purchasing insurance, we recommend that you ensure that the vehicle will be repaired with GM original equipment collision parts.

If such insurance coverage is not available from your current insurance carrier, consider switching to another insurance carrier.

If the vehicle is leased, the leasing company may require you to have insurance that ensures repairs with Genuine GM Original Equipment Manufacturer (OEM) parts or Genuine Manufacturer replacement parts. Read the lease carefully, as you may be charged at the end of the lease for poor quality repairs.

    See also:

    Engine & Transmission
    The CTS comes standard with a 3.0-liter V-6 engine, but our test car's optional 3.6-liter V-6 and six-speed automatic transmission are a special pair among drivetrains. The transmission's shifts a ...

    Unable to Connect to OnStar Message
    If there is limited cellular coverage or the cellular network has reached maximum capacity, this message may come on. Push to try the call again or try again after driving a few miles into ...

    Safety System Check
    Now and then, check that the safety belt reminder light, safety belts, buckles, latch plates, retractors, and anchorages are all working properly. Look for any other loose or damaged safety b ...